We all go through life knowing that there are times that we should know what the heck we’re doing. New life experiences tend to be anxiety-inducing. But we should be prepared for them whenever possible. Sometimes, however, life does not always prepare us for some of the things that happen, and those situations can quickly spiral out of control.
Take four times when it’s really lousy not to know what you’re doing. The first example would be a car crash. Do you know what steps to take immediately after you get into a vehicle accident? If you don’t know what you’re doing, you’re in trouble. A second situation would be with school loans. All you have to do is sign on the dotted line and get money, right? That is not a good attitude to have, because it means you don’t know what you’re doing.
A third example would be starting a business. Going in blind is not a good idea! And a final example would be getting divorced. Even if you know your relationship is not working with someone, simply making decisions based on your gut emotions will put you in a bad place because there are logical decisions that need to be made when separating from a spouse.
After a vehicle accident, you may be in shock. You may not be making the best decisions, especially if there is any potential for injury of anyone involved. That’s when it can be real trouble if you don’t know what you’re doing.
The best thing to do is to have a car accident checklist in your vehicle. This way, you can look at the piece of paper in your dashboard and go down the list. If you miss any steps because your mind isn’t working entirely, that can come back to bite you legally and financially.
Taking out school loans is a big deal. If you see all the people who are suffering from what feels like permanent debt because of their school loan decisions, you know there is some baked-in error with the process. If you don’t understand what you’re doing, don’t take out loans.
You need to have someone explicitly go over repayment plans so that you don’t end up in a situation where you never can get out of debt. It is more common than you might think, and the problem is only getting worse as time moves forward.
Starting a Business
If you’ve decided to start a business without creating a business plan, be assured that you don’t know what you’re doing. You can have the best idea in the world, but if you don’t understand the ramifications and stipulations of financial backing, licensing, incorporating, and a myriad of other details, then you are not ready for prime time.
You and your spouse aren’t getting along anymore. You decide to get a divorce. And you think that is the end of the decision. However, without talking to a divorce lawyer, you don’t know what you’re doing. You can get in all sorts of legal trouble or end up on the wrong end of child custody orders and alimony payments if you don’t get your administrative ducks in a row.
To read more on topics like this, check out the lifestyle category.